Alternative or Private Loans
Sometimes federal student and parent loans are not enough to cover all educational expenses. For this reason, you may consider applying for a private, credit-based loan that may be used as a supplemental resource for paying college costs. Alternative Loans are unlike Stafford or PLUS Loans, for they require a separate application, a credit check, and may require a co-signor if you have less than two years of good credit history. By applying online you will know instantly if you are eligible or if you need a co-signor.
View more information on the private, credit-based loan offered by Sallie Mae.